The ongoing market volatility and global growth concerns continue to challenge our confidence and ability to remain optimistic. The heightened volatility of the second half of 2015, has carried over into 2016, and has turned our focus toward the risks and away from the potential opportunities that may emerge. These episodes may seem difficult to weather in the short term, we must strive to direct our attention to our long-term goals and remain committed to them.
Bright spots remain. The U.S. consumer and the services sector of the economy remain solid, evidenced by the strong retail sales report for January 2016. Job gains have been steady. Low gas prices have also helped.
We continue to monitor market and economic indicators for signs of a recession, and the odds remain low. What remains key to managing these market environments is maintaining a long-term perspective, staying diversified, and committing to a well -formulated investment plan.
Best,
Pam
Contents include:
:: Changes to Social Security Claiming Strategies
:: Earn Too Much for a Roth IRA? Try the Back Door!
:: Filing Your 2015 Federal Income Tax Return
:: Can you separate college financial aid myths from facts?
:: What are required minimum distributions (RMDs)?
Read and download Pam’s February 2016 Newsletter here>>
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